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The question

Is it permissible to pay $180 to someone who promises to multiply the amount to more than $1000 after five months, claiming it is for charity, and would it be considered usury if the promised amount is recouped?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

The transaction mentioned between your sister and this individual, whether it was a loan or a partnership, is impermissible. If it was a loan, it is an interest-based loan (ribawi loan) because it draws a benefit for the lender, and every loan that draws a benefit is usury (riba). If it was a partnership, it is invalid due to the guaranteed profit within it. If a partnership becomes invalid, the profits are distributed according to the capital of the partners, and the worker receives wages for his labor. Based on this, if it was an interest-based loan, your sister is entitled only to her principal. If it was a partnership with a guaranteed profit, it must be dissolved.

Summarized from the full answer at Ftawy · imported

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
188853
Imported
Translation status
Source text, unreviewed
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