Is it permissible to pay the usurious interest incurred on a credit card to the bank, in order for the Sharia-compliant Murabaha request for purchasing a car to be approved?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The late payment fee for a credit card is usurious interest (riba), which is prohibited and not obligatory to pay. One must strive to avoid it by any permissible means. It is not permissible to make purchases through a company that obligates you to pay usurious interest, due to the Prophet Muhammad's (peace be upon him) curse upon the one who consumes usury, the one who feeds it, its scribe, and its two witnesses.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/41081
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 41081
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy