Is it permissible to purchase a house that was built with a usurious loan, and what are the Shariah conditions for such a transaction?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Borrowing with interest is usury, forbidden by the consensus of scholars. If the homeowner borrowed a usurious loan to build his house, he has sinned and must repent. The sin pertains to the borrower's own responsibility, and he is permitted to dispose of what he bought or built with the usurious loan. It is permissible to buy a house built with a usurious loan, as long as no other prohibition results from it, such as paying usurious installments. The conditions for such a sale are the same as those for other sales.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/97403
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 97403
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy