Is it permissible to purchase home furnishings in installments through a bank with interest, an insurance percentage, and a deduction from the salary, and is it permissible to receive the amount in cash from the financier instead of the furnishings?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The transaction mentioned in the question is an explicit usurious contract that is impermissible to undertake, because it is a loan with interest. It has been authentically narrated from the Prophet, peace and blessings be upon him, that he said: "Allah has cursed the one who consumes usury, the one who feeds it, its scribe, and its two witnesses." There is no difference between taking equipment or cash with interest; all of it is forbidden usury. Usury obliterates the blessing of sustenance, for Allah the Almighty says: "Allah destroys interest and gives increase for charities."
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/40222
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 40222
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy