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The question

Is it permissible to search for a bank to buy out an accumulated, burdensome debt in its entirety, for the purpose of reducing the value of the monthly installments?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

It is obligatory for you to repent to Allah for dealing with interest-based banks. As for paying off interest-based debts, it is permissible to deal with an Islamic bank that adheres to guidelines through tawarruq, by purchasing a commodity from them at an installment price, then selling it and using its proceeds to pay off your debts.

Summarized from the full answer at Ftawy · imported

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
133710
Imported
Translation status
Source text, unreviewed
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