Is it permissible to sell 20 kilograms of barley on a deferred payment basis, then for the seller to waive 10 kilograms in exchange for the payment of 10 kilograms upfront, without falling into usury (riba)?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If barley is sold for barley without immediate possession in the contract session, that is riba an-nasi'ah (interest due to delay). And dropping a portion of a debt in exchange for accelerating part of it is also usury, and it is called "da' wa ta'ajjal" (forgo and hasten). If the sale is a forward sale (salam), it is not permissible to hasten part of the subject of the salam in exchange for dropping part of it, because that falls under the prohibited "da' wa ta'ajjal."
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/79134
Where this answer came from
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- Ftawy
- Original fatwa ID
- 79134
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy