Is it permissible to take out a usurious loan due to necessity, or to sell an apartment to my brother and then buy it with an Islamic loan, in order to pay off a mortgage on my father's friend's house amounting to 26,000 dinars, after my father became unable to pay his usurious debt?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is not permissible to borrow with interest (riba) to pay off a father's debt, nor is it permissible to use trickery against an Islamic bank to conduct a fictitious murabaha transaction; because it is a forbidden stratagem that leads to an interest-based loan. The Prophet, peace and blessings be upon him, said: "Do not commit what the Jews committed, so you make lawful the prohibitions of Allah with the slightest stratagems." Instead, a tawarruq transaction can be conducted with an Islamic bank or the apartment can be sold.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/109698
Where this answer came from
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- Ftawy
- Original fatwa ID
- 109698
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy