Is it permissible to take out an interest-bearing loan from a non-Islamic country to complete the construction of a house in an Islamic country, by analogy with the fatwa that permits interest-bearing loans for purchasing a house in non-Islamic countries due to high rent and necessity?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is true that necessity permits the forbidden, such as Riba (usury/interest), but on condition that the necessity is genuinely present, meaning that the individual reaches the point of perishing or near perishing if they do not partake of the forbidden. Also, the necessity must be current, not anticipated, and there must be no other means to دفع it. Therefore, borrowing with Riba to purchase a home for future residence is not considered a necessity that permits the forbidden.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/187485
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 187485
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy