Is the difference in the value of a study course for the same duration (6 months) due to the difference in payment method (two installments or one payment) considered a form of usury (riba)?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The difference in the amount paid for the same duration due to deferment is neither usury (riba) nor problematic, as long as the agreement at the time of registration is specifically for one of the two transactions. So, if one of the two prices is specified before parting ways, the sale is permissible. However, if they part ways with ambiguity, it is not permissible.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/180959
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 180959
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy