Back to search
The question

Is the money my friend took from the National Insurance Institute unlawful (haram), and am I a partner in sin because I helped him submit the papers, knowing that it is impermissible to combine an insurance salary with work? And what must I do to repent? And is this type of insurance considered usury (riba)?

Share this answer

Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

Commercial life and disability insurance is forbidden due to its inclusion of (excessive uncertainty) and riba (interest). However, if a person is forced into it, the sin falls upon the one who compelled them. It is permissible to receive a retirement pension, even if it exceeds the amount contributed, because it is a reward for service, and there is no doubt about its permissibility. It is obligatory to fulfill the conditions agreed upon with the insurance company, based on the Almighty's saying: ﴿O YOU WHO HAVE BELIEVED, FULFILL [YOUR] CONTRACTS.﴾ Therefore, if the company stipulates that the employee must not have another job to be eligible for the salary, it is obligatory to fulfill that condition; otherwise, the employee must relinquish the salary.

Summarized from the full answer at Ftawy · imported

Read the full answer on Ftawy
Where this answer came from
Source platform
Ftawy
Original fatwa ID
19434
Imported
Translation status
Source text, unreviewed
Read the full ruling
Read the full answer on Ftawy