What is the ruling of Islamic law regarding someone who deals with an interest-based bank through deception, by obtaining an interest-based loan for building a house or getting married, and then does not repay it in full, claiming it is an interest-based loan?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Whoever borrows with interest and intends not to repay commits two grave sins: the first is borrowing with interest (riba), and the second is taking people's money with the intention of not returning it. He must repent to Allah and return the principal amount of the debt to the bank without the interest, unless he finds no alternative but to pay it.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/77477
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 77477
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy