What is the ruling on opening a savings account at Dar Al-Safaa, which is affiliated with a usurious bank, for receiving salary and saving money instead of a current account at a usurious bank, and what is the ruling on using an ATM card that includes a cash advance service?

It is permissible to open a savings or current account and use the advance payment (cash advance) ATM card with a branch of a usurious bank, if its transactions are compliant with Islamic Sharia (definition). However, if it engages in usurious dealings, it is not permissible to transact with it except in cases of extreme necessity, such as protecting money from theft or usurpation. In such a case, the money should be placed in a current account that yields no profit. If one is compelled to place it in a savings account due to the unavailability of an alternative, then the interest gained must be disposed of by spending it on charitable causes.