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The question

What is the ruling on purchasing land or a house through a Western bank in Europe?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

If the bank lends a customer money to buy land or a house, and the customer repays it with an increase, then this transaction is religiously forbidden because it is an usurious loan. Allah Almighty says: "O you who have believed, fear Allah and give up what remains [due to you] of usury" (Al-Baqarah: 278). And "Allah has cursed the one who consumes usury and the one who pays it" (Narrated by Muslim). The one who pays it is the borrower with interest.

Summarized from the full answer at Ftawy · imported

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Ftawy
Original fatwa ID
78712
Imported
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Source text, unreviewed
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