What is the ruling on taking interest—amounting to 2% and designated for administrative procedures—on government loans granted to young people for the purpose of marriage?
Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 2026
The loans granted by the state to youth for the purpose of encouraging and assisting them in marriage must be interest-free (). This is the objective of helping young people fulfill their legitimate desires. As for an interest-bearing loan, even if the interest is small, it is usury (riba), regardless of its nomenclature. The essence lies in the substance, not the words. What indicates its usurious nature is its determination by a percentage. If it were in exchange for services, it would increase or decrease according to the services rendered, not according to the amount of the loan.
Summarized from the full answer at Ftawy · imported
Read the full answer on Ftawyhttps://ftawy.com/en/questions/37273
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 37273
- Imported
- Translation status
- Source text, unreviewed
- Read the full ruling
- Read the full answer on Ftawy