What should one do who has taken out an usurious loan due to dire circumstances and feels distressed by committing this sin, yet cannot repay the loan all at once?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If you repent sincerely from taking out a usurious loan, then Allah Almighty will accept your repentance and erase your sin, for the one who repents from a sin is like one who has no sin. Repentance is achieved by feeling remorse, abandoning the sin, and resolving not to return to it. If it is easy for you to reduce the installments and usurious interest, then do so. You should frequently seek Allah's forgiveness (Istighfar) and send blessings upon the Prophet, peace be upon him, for these two ease distress and open the doors to provision, by Allah's permission.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/185057
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 185057
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy