Is an increase over the value of the debt obligatory if the increase is for the gold craftsmanship?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is not permissible to agree to repay a debt in a currency other than the currency of the loan if the currencies are paper currencies, because this is considered a currency exchange (sarf) which requires immediate possession (taqabud), and because paper currencies have the same rulings as gold and silver regarding usury (riba).
You are only required to repay the principal amount of the loan you borrowed from him.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/187099
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 187099
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy