Is it permissible to receive a monthly financial allowance from the state, with the condition of repaying only half the amount after graduating, without any usurious interest?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If the loan is repaid without any increase, then there is no harm in taking it. The state is permitted to exempt the borrower from repaying all or part of the debt, as this is considered a donation. The fundamental principle of a loan is that it is initially a contract of donation. It is recommended for the lender to exempt a debtor who is in hardship. There is no harm in accepting a loan from a non-Islamic state, because accepting a gift or donation from a polytheist is permissible.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/19488
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 19488
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy