Is it permissible to take a loan from the American government to study computer science, knowing that the installments are convenient and extend up to fifteen years, and am I obligated to repay these exorbitant amounts after completing my studies?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If the loan is (interest-free), then there is no objection to it, and the remainder must be repaid in a single payment or in installments from your country. However, if it is interest-bearing, then it is riba (usury) and prohibited. It must be repaid, but without paying the usurious interest, unless you fear punishment. It is not permissible to take money and then not repay it upon leaving the country, because a Muslim is obligated to fulfill the covenants and contracts they have entered into, as Allah Almighty says: "O you who have believed, fulfill [your] contracts."
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/36952
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 36952
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy