Is paying the amount of debt owed on a credit card, which includes late fees imposed by the bank, after canceling the card, a sin?
Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 2026
Imposing a fine for delayed payment of a debt is precisely the forbidden usury (riba). It is impermissible to deal with such a card. What is obligatory is to repent to Allah Almighty for past dealings with it, to cancel the card, and to refrain from using it in the future.
Summarized from the full answer at Ftawy · imported
Read the full answer on Ftawyhttps://ftawy.com/en/questions/144616
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- Ftawy
- Original fatwa ID
- 144616
- Imported
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- Source text, unreviewed
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