Is paying the amount of debt owed on a credit card, which includes late fees imposed by the bank, after canceling the card, a sin?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Imposing a fine for delayed payment of a debt is precisely the forbidden usury (riba). It is impermissible to deal with such a card. What is obligatory is to repent to Allah Almighty for past dealings with it, to cancel the card, and to refrain from using it in the future.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/144616
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 144616
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy