What is the ruling on buying a house in one's home country with a loan, knowing that the questioner lives abroad in rented accommodation?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If the loan is a (a benevolent loan with no interest), there is no harm in taking it to buy a house. However, if it is an interest-based (riba-based) loan, it is not permissible to proceed with it to buy a house or anything else, except in cases of dire necessity. Islamic banks offer legitimate alternatives, such as Murabaha (cost-plus financing) or Istisna' (manufacturing contract), which obviate the need to resort to prohibited transactions.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/105255
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 105255
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy