How do you pay Zakat on money while you are in debt, and does debt prevent Zakat?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Cash and trade goods are evaluated and added together, then the debt is deducted. If a remains and a hawl has passed on it, becomes obligatory; otherwise, it does not. The nisab is the equivalent of 85 grams of gold or 595 grams of silver, and the obligatory amount is a quarter of a tenth (2.5%). If there is surplus money beyond basic needs, it should be allocated to cover the debt, so that the zakat-eligible wealth is not diminished.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/175001
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 175001
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy