Is zakat calculated on the total borrowed amount, or on what remains after deducting the debt?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The debt is not deducted from on money if the person owns other non-zakat-eligible assets that exceed his essential needs. However, if he does not have any such assets, or if he only owns a house he lives in and similar necessities that are indispensable, then the amount of the debt is deducted from the zakat-eligible money when the year (hawl) is completed, and the remainder is subject to zakat if it reaches the .
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/71123
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 71123
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy