Is zakat obligatory on 2,0 dinars saved from trade after obtaining a lease-to-own loan of 40,0 dinars to build a house, and what is the amount of zakat due on it?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The debt reduces the on wealth if the person does not have other savings or wealth for acquisition—on which there is no zakat—sufficient to cover the debt. However, if he has savings or wealth for acquisition in excess of his needs, he should use it to cover the debt, and pay zakat on the remaining wealth if it reaches the (85 grams of pure gold) at a rate of one-quarter of one-tenth (2.5%).
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/187169
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 187169
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy