What is the ruling on Zakat for a debt owed by an insolvent person, a debt owed by a wealthy procrastinator, and a debt owed by a solvent debtor who intends to pay after the passage of a year?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If the debtor is insolvent or procrastinates and the creditor cannot collect his debt, then is not obligatory for the creditor until he collects his debt and a hawl (full year) passes over it. However, if the debtor is solvent and the debt can be collected from him, then zakat is obligatory for the creditor whenever a hawl passes, provided that the debt reaches the (minimum threshold) by itself or by combining it with other assets.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/13928
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 13928
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy