How is the Zakat calculated for a down payment on an apartment that was returned and deposited in the bank, and is it subject to Zakat along with the original amount that will soon complete its hawl (one lunar year), or must it complete its hawl independently?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
You must calculate from the time you possessed the , not from the time you deposited it to buy the apartment. So, if you owned money in Muharram 1425 AH, then deposited it to buy an apartment which you were unable to purchase, Zakat becomes due on it in Muharram 1426 AH. It is not permissible to delay the disbursement of Zakat except out of necessity.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/77390
Where this answer came from
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- Ftawy
- Original fatwa ID
- 77390
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy