Is the return from freezing part of one's salary to invest it in a company owned by the person and his brothers, with the intention of receiving a return equal to that of the bank, considered prohibited usury (riba)? And is zakat obligatory upon him, knowing that the company pays zakat on its funds that have completed a hawl (lunar year)?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If the returns from the frozen amount in your private account are a result of the bank investing your money, and not a fixed percentage of the capital, and the bank is non-usurious, then there is no objection to it. is obligatory on this amount if it reaches the by itself or by being combined with your other wealth. However, if the returns are from usury (riba), then zakat is not obligatory on them; rather, they must be disposed of after repenting to Allah.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/31365
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 31365
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy