Is Zakat obligatory on a down payment for an apartment in a housing association after a year has passed since its payment?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If the amount is deposited in the bank as the price of an apartment or a portion of its price and is handed over to the seller, then is not obligatory on it, provided that it has exited your ownership and entered the ownership of the seller. However, if the money is still owned by you and was placed as a guarantee or pledge, or to accumulate the price of the apartment, then Zakat is obligatory on it if it reaches the and a hawl (full lunar year) has passed over it.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/46396
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 46396
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy