Must money held in another bank account and credit card funds, such as Visa, be included in the money subject to Zakat?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If you have saved the equivalent of the — which is 85 grams of gold or 595 grams of silver — and a full lunar year (hawl) has passed on it, then is obligatory upon you. It is not a condition that the money be in a single account. As for a covered credit card, its balance is owned by you and should be added to your wealth when calculating zakat if a full year has passed on it. However, an uncovered credit card does not have a balance owned by its holder.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/137230
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 137230
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy