What is the ruling on insuring a car driving license, where the insurance company bears the damages of the second party in the event of an accident?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is not permissible to insure a license if it is optional, because it is a purely commercial insurance based on ignorance ( جهالة ), uncertainty ( غرر ), gambling ( ميسر ), and devouring people's wealth unjustly. The majority of scholars prohibit it. However, if the insurance is mandatory and without consent or choice, then it is permissible to insure the license, and the sin falls upon the one who enforced it. The insured must not take more than what he paid.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/19639
Where this answer came from
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- Ftawy
- Original fatwa ID
- 19639
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy