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The question

When is a loan [of an object] recommended? When is it obligatory? And when is it forbidden?

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Source: FtawySummary from Ftawy's records · added here Sep 2, 20261 min readAlso available in العربية
The answer

Ariya (loan) is: the temporary transfer of usufruct without compensation, or permitting the use of something while its substance remains, so that the beneficiary returns it to its owner.

Its ruling: It is considered mustahabb (recommended) by the majority of jurists, and it may become (obligatory) in some cases, especially if a needy person is compelled to it and the owner is not in need of this usufruct. This is the view adopted by Shaykh al-Islam Ibn Taymiyyah, based on the Almighty's saying: "And they withhold [even] small items of aid" (Quran 107:7), and prophetic ahadith confirming this, such as the Prophet's (PBUH) saying: "Among the rights of camels is the loan of their bucket and the striking of their stallion."

Ariya becomes (forbidden) if it leads to the neglect of an obligation, or falling into a corruption that outweighs its intended benefit, or if it involves an infringement upon the rights of others or the rights of Allah.

Summary from Ftawy's records · added here

Reviewed by El Fatwa's sharia committee.

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Ftawy
Original fatwa ID
130053
Added here
. This is when the answer was added to El Fatwa, not the fatwa's date.
Text
Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
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Read the full answer on Ftawy