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The question

What is the wisdom behind the legality of 'ariya (loan for use)?

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Source: FtawySummary from Ftawy's records · added here Sep 2, 20261 min readAlso available in العربية
The answer

Islam has legislated and encouraged the act of giving a loan (عاريّة) due to the benevolence it entails, fulfilling people's needs, and fostering affection, as Allah Almighty says: (And cooperate in righteousness and piety). It has condemned those who withhold small helpful items (al-Ma'un), as this is a characteristic of those who deny the Day of Judgment. What is meant by al-Ma'un are things that people borrow from one another, and this indicates the legitimacy of lending. It is an act of benevolence from the lender to the borrower, by which the borrower's need is met, and the lender receives a reward. The Prophet, peace and blessings be upon him, encouraged fulfilling the needs of Muslims and relieving their distress, and this includes lending them what they need.

Summary from Ftawy's records · added here

Reviewed by El Fatwa's sharia committee.

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Ftawy
Original fatwa ID
129698
Added here
. This is when the answer was added to El Fatwa, not the fatwa's date.
Text
Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
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Read the full answer on Ftawy