Is the annual subscription of 400 EGP to a program that offers various discounts, which requires initial payment through Mashreq Bank and then through Fawry machines, considered haram?
A conditional discount program contingent upon paying illicit money is forbidden because it contains impermissible Sharia elements such as ignorance ( جهالة ) and gharar (uncertainty/risk). The participant pays a sum to obtain unknown discounts, and they may benefit or lose, which constitutes forbidden gharar. Furthermore, it involves a risk similar to prohibited gambling (maysir). The discounts may not be genuine, but rather a prior inflation of prices followed by a reduction, which constitutes deception and defrauding people. Therefore, it is not permissible to subscribe to this program.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
Read the full answer on Ftawyhttps://ftawy.com/en/questions/188167