What is the ruling on borrowing from a usurious bank where the Ministry of Finance pays a 1% service fee instead of the borrower, and does the ruling differ if the contract does not mention the details of paying this percentage?
Actual fees versus loan procedures are permissible, for they are like the wages of the measurer and the weigher. However, if the payment is usurious interest and not a service fee, then the contract is usurious and forbidden.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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