Is it permissible to take out a usurious loan if the interest is converted into a fee for services (stationery, employee wages, stamp fees), and these fees increase with the increase in the amount, and it has been ruled permissible as a good loan and an exit from usury?

A financial loan with interest is a usurious loan, which is forbidden by the consensus of scholars, because it is a "loan that brings benefit." The Prophet, peace and blessings be upon him, said: "If you have a right over a man and he gifts you a load of straw, or a load of barley, or a load of clover, do not take it, for it is usury." Allah Almighty has warned against usury, saying: "O you who have believed, fear Allah and give up what remains [due to you] of interest, if you should be believers. And if you do not, then be informed of a war [against you] from Allah and His Messenger. But if you repent, you may have your principal - [thus] you do no wrong, nor are you wronged." The Prophet, peace and blessings be upon him, cursed the one who consumes usury, the one who feeds it, its scribe, and its two witnesses. Whoever issues a fatwa permitting it has spoken about Allah without knowledge, and this is among the gravest of prohibitions.