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The question

Are the service fees imposed on microloans permissible or forbidden?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

It is of no importance to label usurious interests as service fees; for usury is usury, no matter how its names may differ. If there are banks that lend without interest and charge fees for services, then there is no harm in that, as long as the fees do not exceed the actual value of the services.

Summarized from the full answer at Ftawy · imported

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Where this answer came from
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Ftawy
Original fatwa ID
40856
Imported
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Source text, unreviewed
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