Is Zakat obligatory on money that I lent and is still owed by the debtor?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If the amount paid is a loan, then it is not permissible to stipulate an increase on it, because that is usury (riba). However, if it is in the form of a partnership in trade (), then it is permissible with a known share of the profit, and the loss is borne by the capital. It is not permissible to stipulate the full return of the amount if it perishes without negligence. The capital and its profit are subject to after a year has passed, if it is a mudarabah.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/105514
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 105514
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy