Is it permissible for the management committee of a cooperative society, which conducts permissible commercial activities and offers loans, to arrange a subsidized ‘Umrah trip for a limited number of its members, knowing that both Muslim and non-Muslim members share in the profits? What is the ruling on deducting a portion of these profits to fund the ‘Umrah, from which non-Muslims do not benefit? And is it necessary to consult the general assembly (members) and obtain their full approval to authorize this action?

Cooperative societies for employees are permissible, and the presence of non-Muslims in them does not cause harm, provided that their operations and investments are in accordance with the provisions of Sharia, and that lending is a حسن (goodly) loan without a stipulated interest. As for organizing an Umrah trip from the society's funds for some of its members, it is permissible provided there is permission from those whose money will be used for this purpose, whether they are Muslim or non-Muslim. There is no objection for a Muslim to accept money from a non-Muslim for Umrah expenses.