Who are those who have exhausted their good things in their worldly life? And does this include those who indulged in permissible things such as food, drink, clothing, and riding?

The verse: (And on the Day when those who disbelieved are exposed to the Fire, [they will be told], "You exhausted your good things in your worldly life and enjoyed them. So today you will be recompensed with the punishment of [extreme] humiliation because you used to be arrogant upon the earth without right and because you used to commit defiance.") Al-Ahqaf/20, was revealed concerning disbelievers who enjoy good things in this world and have no share in the Hereafter.

This verse addresses disbelievers who are rewarded for their good deeds in this world, whereas the believer is rewarded in this world and the Hereafter. Therefore, the believer does not exhaust his good things in this world.

Although the verse was revealed concerning disbelievers, the Salaf (early Muslims) inferred from it that it applies to Muslims who commit similar actions. Enjoying forbidden things in this world leads to being deprived of them in the Hereafter, such as wearing silk or drinking wine in this world.

Furthermore, excessive enjoyment of permissible things and extreme indulgence can lead to neglect of the Hereafter. Some of the Salaf viewed this as a form of exhausting good things in this world. The best approach is moderation, for Allah has permitted good things, but a servant should not become accustomed to luxury and extravagance, lest he fall into doubtful matters or forbidden things.

So, those who exhausted their good things in their worldly lives are the disbelievers, and the disobedient who hastened to enjoy forbidden things that have an equivalent in Paradise but were not purified from them.