Is the soul of the deceased suspended due to a debt that his wife claims he requested from her, while the heirs deny that?

A woman's claim that the deceased appointed her as an agent to borrow money for him does not establish the debt unless it is confirmed by the heirs or by evidence; otherwise, the debt is hers. The state of the deceased's soul being suspended due to debt depends on the establishment of that debt: if the debt is proven to be his, then his soul remains suspended because of it, and the debt is paid from his estate. If it is not proven, then he is absolved of it.