Is it Islamically permissible for a national institution to lend its employees an amount of 200,0 for building a house, to be repaid in monthly installments of 5,0, with the borrower committing to pay 30 as a contribution towards operational expenses and 50 for insurance, making the total monthly payment 5,80?

If the insurance required for the loan is commercial, it is impermissible to engage in the transaction. However, if it is cooperative, there is no harm in it. As for specifying the amount of expenses and making it obligatory, as long as it does not benefit the lender, there is no objection to it. This is because the fee of the measurer and the weigher is incumbent upon the one who owes the debt.