What is the ruling on purchasing an un-customed car from the free zone via a Murabaha contract, where the bank agrees with the first seller to complete the customs clearance and registration in the name of the purchaser after selling it to the bank, and the bank then sells the car to the purchaser, knowing that the bank buys and sells it at the customed price, then the customs clearance is completed later by the first seller?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The bank must first genuinely purchase the car from its owner, and then sell it to the prospective buyer. Registering the car directly in the name of the prospective buyer, without the bank, does not affect the validity of the transaction. Similarly, the bank's agreement with the seller to complete the car's customs procedures does not affect the validity of the Murabaha (cost-plus financing) contract.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/186247
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 186247
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy