Does a man's saying to his wife: "O concubine" or "O bondwoman," with the intention of treating her like concubines and bondwomen, entail no consequence unless he intends divorce?

It is not good companionship for a husband to say to his wife, "O slave girl" or "O maidservant," but he is not obligated to anything if he says that, and divorce does not occur except with an explicit utterance or an allusive phrase accompanied by intention.