Do non-material matters fall under the general benefit of a loan that brings benefit, and how can one get rid of this benefit?

Material benefits stipulated in a loan are forbidden, such as an increase on the loan or stipulating a contract of exchange like a lease. As for intangible benefits, some of them are: benefiting from guaranteeing the risk of travel (hawala/safataja), which is permissible, and lending with the intention of safeguarding the money with the borrower, which is permissible by consensus. Similarly, gratitude and praise from the borrower are not blameworthy, based on the hadith: "Indeed, the recompense for a loan is praise and repayment." Also, stipulating a loan in exchange for a loan (employees' cooperative society) is, according to the preponderant opinion, permissible.