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What is the ruling on taking back one's capital along with an equivalent amount as a loan from one of the partners in exchange for withdrawing from the project? Is that considered usury (riba)?

1 min readAlso available in العربية

If you wish to exit the company, it is permissible to sell your share to one of the partners or to a third party at the agreed-upon price.

However, the scenario mentioned in the question (combining sale and loan) is not permissible, due to the Prophet's (peace be upon him) prohibition of it, as he said: "It is not lawful to combine a loan and a sale." This is because it is a means to usury (riba), as the price enters into the realm of uncertainty, or the loan is conditioned upon a benefit, and every loan that brings a benefit is usury.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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