What is the ruling on taking back one's capital along with an equivalent amount as a loan from one of the partners in exchange for withdrawing from the project? Is that considered usury (riba)?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If you wish to exit the company, it is permissible to sell your share to one of the partners or to a third party at the agreed-upon price.
However, the scenario mentioned in the question (combining sale and loan) is not permissible, due to the Prophet's (peace be upon him) prohibition of it, as he said: "It is not lawful to combine a loan and a sale." This is because it is a means to usury (riba), as the price enters into the realm of uncertainty, or the loan is conditioned upon a benefit, and every loan that brings a benefit is usury.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/16798
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 16798
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy