What is the ruling on the mut'at al-talaq (post-divorce compensatory gift) and its amount in Islam, especially after two years of marriage with no children, and with the wife's desire for divorce and the husband's difficult financial situation and accumulated debts?

The occurrence of divorce, according to Islamic law, is not dependent on the court and cannot be revoked once it has occurred. If you divorce your wife with one or two pronouncements before appearing in court, you can reconcile with her and continue with her as long as you are unable to bear the costs of divorcing her. Scholars differ regarding the obligation and recommendation of mut'ah (a compensatory gift), and the preponderant opinion is that it is according to the husband's capacity. Efforts should be made to convince the wife of the amount of mut'ah and to seek the help of those who have influence over her.