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Is it permissible to obtain a Visa card from a usurious bank in order to receive a gift (such as a travel ticket) without using the card, while paying the annual fees?

1 min readAlso available in العربية

It is not permissible to obtain the card for the purpose of winning a prize or for any other reason, as this constitutes an acknowledgment of dealing with Riba (usury/interest) and abandoning its denouncement, and exposing oneself to falling into it. Furthermore, the matter transforms into clear gambling for anyone who does not intend to use the card, as they would pay the card fees to enter a draw.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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