What is the ruling on obtaining a visa card from a usurious bank solely for the purpose of receiving one's monthly salary, knowing that the salary will be withdrawn immediately upon receipt, and a small amount of pounds will be left to keep the account open?

It is impermissible to open an account in an interest-based bank unless there is a necessity to safeguard money when an Islamic bank is unavailable. The salary must be withdrawn immediately upon its deposit into the interest-based bank if it is not possible to transfer it to an Islamic bank. It is permissible to use a Visa card if it does not stipulate interest for delayed payment, charge issuance fees exceeding the actual cost, or take a percentage on withdrawal transactions if the card is uncovered, and if it does not allow the purchase of gold, silver, and currencies with an uncovered card. A delay of a few days in receiving the salary does not permit dealing with an interest-based Visa card.