Is it permissible to use a Visa card issued by a usurious bank for an annual fee, given that the company transfers salaries to it due to the unavailability of Islamic banks, and that withdrawals are made when there is a balance and do not exceed 200 dinars weekly? Is it also permissible to withdraw cash with it from other banks' ATMs? And what should one do if it is impermissible?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If an Islamic bank is not available, it is permissible to open a current account in a conventional (interest-based) bank. If a Visa card issued by a conventional bank is permissible, there is no objection to using it at any ATM, as long as it does not result in the payment of usurious interest. Fixed fees charged for a service are not considered usurious interest.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/85653
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 85653
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy