Is zakat obligatory on money saved from selling a house and designated for living expenses after the passage of a Hawl (one lunar year)?
If the saved money reaches the zakat threshold (nisab) and a full year (hawl) passes over it, zakat becomes obligatory on it every year. Its obligation is not precluded by the fact that it is saved for the price of a house or to meet daily needs. The jurists have stipulated the obligation of zakat on money saved for future needs, such as buying a house or marriage, as long as it reaches the nisab, a full year passes over it, and the conditions for zakat obligation are met. The nisab for banknotes is the equivalent of 85 grams of gold or 595 grams of silver, and the amount of zakat that must be given is one-quarter of one-tenth (2.5%).
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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