Is it permissible to market 'Umrah programs through banks with monthly installments without burdening the pilgrim with any bank interest? And if it is not permissible, what is the ideal way to implement such programs?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
There is no obligation to seek out funds for ' or Hajj, nor to borrow for this purpose. Rather, Hajj and 'Umrah are obligatory upon whoever possesses wealth exceeding their basic expenses and the expenses of those they support, and who is physically capable. It is permissible to borrow for Hajj or 'Umrah if the borrower knows they are capable of repayment, and there is no harm in taking a good loan () without interest from any party.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/74286
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 74286
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy